Amanda Kay Santa Blog

Whether you’re looking to learn the best practices for staging your house to sell or the trendiest places for brunch in your town, the Realty Texas blog has something for everyone! We regularly bring our readers valuable content they can use in every aspect of their life.

What Credit Score Do You Actually Need to Buy a Home?

One of the biggest myths about buying a home is that you need perfect credit.

home buying credit score mortgage real estate conventional loans FHA loans VA loans USDA loans lender requirements improve credit score mortgage interest rates credit report monitoring down payment real estate advice Realty Texas
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By Amanda Kay Santa

03-10-2026 09:46:34 CST

Understanding Interest Rates vs. APR: Essential Tips for Homebuyers

Demystifying financial jargon is crucial in home-buying, especially when it comes to understanding interest rates versus APRs. While interest rates reflect the basic cost of a loan, APRs offer a full picture of expenses. Discover...

homebuying interest rate APR mortgage loan costs lender fees discount points closing fees comparing loans financial advice real estate homebuyers loan comparison interest vs APR Realty Texas transparency in lending
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By Amanda Kay Santa

03-05-2026 10:55:00 CST

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