Amanda Kay Santa Blog

Whether you’re looking to learn the best practices for staging your house to sell or the trendiest places for brunch in your town, the Realty Texas blog has something for everyone! We regularly bring our readers valuable content they can use in every aspect of their life.

Do You Really Need 20% Down to Buy a House?

Debunking the 20% Down Payment Myth: Exploring Mortgage Options for Aspiring Homeowners

home buying mortgage options down payment 20% myth private mortgage insurance FHA loans VA loans USDA loans conventional loans real estate advice home financing Austin real estate real estate agent home purchase planning mortgage insurance
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By Amanda Kay Santa

03-08-2026 08:23:33 CST

How much house can I actually afford?

One of the first questions buyers ask is, “How much house can I afford?” This guide explains how income, debt, interest rates, and hidden costs shape your homebuying budget.

home buying house affordability first-time homebuyers mortgage eligibility 28/36 rule debt-to-income ratio credit score impact down payment interest rates property taxes homeowners insurance HOA fees closing costs pre-approval importance real estate tips budget management real estate professional financial planning homeownership costs
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By Amanda Kay Santa

03-06-2026 07:49:57 CST

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