Amanda Kay Santa Blog

Whether you’re looking to learn the best practices for staging your house to sell or the trendiest places for brunch in your town, the Realty Texas blog has something for everyone! We regularly bring our readers valuable content they can use in every aspect of their life.

Can I Still Buy a House With Debt? Here’s What You Need to Know.

If you have debt and want to buy a home, here is what actually matters, what lenders look for, and how to understand where you stand today.

debt management buying a home lenders debt-to-income ratio car payments student loans credit cards personal loans loan approval financial profile mortgage tips real estate advice home buying process credit score down payment closing costs realty texas austin real estate homeownership

By Amanda Kay Santa

03-25-2026 08:32:33 CST

What Are Closing Costs When Buying a Home?

Many buyers focus on the down payment, but closing costs are another important expense when purchasing a home. Here’s what they are and what buyers need to know.

closing costs real estate transaction loan origination fee appraisal fee home inspection title search title insurance government recording fees property taxes homeowners insurance homeownership real estate guidance Realty Texas home buying tips budgeting for homebuyers

By Amanda Kay Santa

03-12-2026 07:07:36 CST

How much house can I actually afford?

One of the first questions buyers ask is, “How much house can I afford?” This guide explains how income, debt, interest rates, and hidden costs shape your homebuying budget.

home buying house affordability first-time homebuyers mortgage eligibility 28/36 rule debt-to-income ratio credit score impact down payment interest rates property taxes homeowners insurance HOA fees closing costs pre-approval importance real estate tips budget management real estate professional financial planning homeownership costs

By Amanda Kay Santa

03-06-2026 07:49:57 CST

LOOKING TO SELL YOUR HOME?

Realty Texas is The Real Deal, TM.

Contact Us

Apply